IFSC Code Format Explained

IFSC Code Structure

SBIN0001234
SBIN

Bank Code

0

Reserved

001234

Branch Code

First 4 Characters: Bank Code

The first four alphabetic characters identify the bank. For example:

  • SBIN = State Bank of India
  • HDFC = HDFC Bank
  • ICIC = ICICI Bank
  • UTIB = Axis Bank

5th Character: Reserved (Always 0)

The fifth character is always 0 (zero) and is reserved for future use by the Reserve Bank of India.

Last 6 Characters: Branch Code

The last six characters uniquely identify the specific branch. Each branch of the same bank will have a different branch code.

Important

IFSC codes are case-insensitive, but they are conventionally written in uppercase letters.

← Back to Help Center