Terms and Conditions

Bank Codes

Welcome to Bank Codes.

By accessing or using this website, you agree to comply with the following Terms and Conditions.

If you do not agree with any part of these terms, please discontinue using our website.

1. Acceptance of Terms

By using Bank Codes Finder, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.

These terms apply to all visitors, users, and anyone accessing the website.

2. Purpose of the Website

Bank Codes Finder provides:

  • IFSC codes
  • MICR codes
  • Bank branch details
  • Swift codes (if applicable)
  • General banking-related information

This information is made available for informational and reference purposes only.

We do not provide financial, banking, or legal advice.


3. Accuracy of Information

We strive to keep all data accurate and updated. However:

  • Bank codes may change frequently
  • Branches may relocate or close
  • Banks may update MICR/IFSC details

Therefore, we do not guarantee the accuracy, completeness, or reliability of the information provided.

Users must verify all banking details directly with their bank before performing any NEFT, RTGS, IMPS, UPI, or cheque transactions.

We are not responsible for any financial loss resulting from reliance on our data.


4. User Responsibilities

By using this website, you agree that you will:

  • Use the information responsibly
  • Verify bank details from official bank sources
  • Not misuse, copy, or illegally distribute the website’s content
  • Not perform actions that may harm, overload, or interfere with website functionality

5. Limitation of Liability

Bank Codes Finder, its owners, developers, and team members shall not be liable for:

  • Inaccurate information
  • Financial loss
  • Failed transactions
  • Damages due to reliance on website content
  • Errors, interruptions, or delays in website availability

Your use of the website is entirely at your own risk.


6. Intellectual Property Rights

All content on this website—including text, layout, design, logos, tools, and structure—is the intellectual property of Bank Codes Finder unless stated otherwise.

You may not:

  • Copy
  • Reproduce
  • Redistribute
  • Sell
  • Modify

any part of our content without written permission.


7. Third-Party Links

Our website may display links to external websites for convenience.

We do not control, endorse, or take responsibility for:

  • Their content
  • Their accuracy
  • Their security
  • Their policies

Accessing third-party websites is at your own discretion.


8. Privacy Policy

Your privacy is important to us.

Please read our Privacy Policy to understand how we collect and handle data (if any).

We do not collect personal banking information of any kind.


9. Website Availability

We strive to ensure uninterrupted service, but we do not guarantee:

  • 24/7 uptime
  • Error-free performance
  • Bug-free experience

We may update, modify, or temporarily suspend access for maintenance without prior notice.


10. Changes to Terms

We may update these Terms and Conditions at any time.

Changes become effective immediately upon posting on this page.

We recommend reviewing this page periodically.


11. Governing Law

These Terms and Conditions are governed by the laws of India.

Any legal disputes will fall under the jurisdiction of Indian courts.

12. Contact Us

If you have any questions or concerns about these Terms, feel free to reach out:

📧 bankcodes@rishavislive.com