Indian Overseas Bank - GUJJARWAL
LUDHIANA, PUNJAB
IFSC Code
Valid for NEFT, RTGS, IMPS
IOBA0000197
MICR Code
141020521
Bank Name
Indian Overseas Bank
Branch Name
GUJJARWAL
Contact Details
| Address | NEAR GURUDWARA JAI SIN MAIN BAZAAR GUJJARWAL PIN 141202 View on Map |
|---|---|
| City | LUDHIANA |
| District | GAJJARWAL |
| State | PUNJAB |
| Contact | 2864378 |
How to Use This IFSC Code
For NEFT Transfers: Use IFSC code IOBA0000197 when adding Indian Overseas Bank GUJJARWAL as a beneficiary.
For RTGS Transfers: Enter this IFSC code in the beneficiary bank details section for same-day transfers.
For IMPS Transfers: Provide this IFSC code along with account number for instant money transfer.
Verified March 2026
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