What is the IFSC code for Punjab & Sind Bank KARNAL?

The IFSC code for Punjab & Sind Bank KARNAL located in KARNAL, HARYANA is PSIB0000012. This code is used for NEFT, RTGS, and IMPS bank transfers.

How do I use IFSC code PSIB0000012?

To use IFSC code PSIB0000012, enter it when adding Punjab & Sind Bank KARNAL as a beneficiary in your online banking or during fund transfers via NEFT, RTGS, or IMPS.

What is the MICR code for this branch?

The MICR code is 132023102, which is used for cheque processing.

Punjab & Sind Bank - KARNAL

KARNAL, HARYANA

IFSC Code

PSIB0000012

Valid for NEFT, RTGS, IMPS

MICR Code

132023102

Bank Name

Punjab & Sind Bank

Branch Name

KARNAL

Contact Details

Address	G.T.ROAD, KARNAL, HARYANA View on Map
City	KARNAL
District	KARNAL
State	HARYANA
Contact	2272533

How to Use This IFSC Code

For NEFT Transfers: Use IFSC code PSIB0000012 when adding Punjab & Sind Bank KARNAL as a beneficiary.

For RTGS Transfers: Enter this IFSC code in the beneficiary bank details section for same-day transfers.

For IMPS Transfers: Provide this IFSC code along with account number for instant money transfer.

Verified March 2026

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