What is the IFSC code for Union Bank of India GHAWADI?

The IFSC code for Union Bank of India GHAWADI located in LUDHIANA, PUNJAB is UBIN0540609. This code is used for NEFT, RTGS, and IMPS bank transfers.

How do I use IFSC code UBIN0540609?

To use IFSC code UBIN0540609, enter it when adding Union Bank of India GHAWADI as a beneficiary in your online banking or during fund transfers via NEFT, RTGS, or IMPS.

What is the MICR code for this branch?

MICR code information is not available for this branch.

Union Bank of India - GHAWADI

LUDHIANA, PUNJAB

IFSC Code

UBIN0540609

Valid for NEFT, RTGS, IMPS

MICR Code

N/A

Bank Name

Union Bank of India

Branch Name

GHAWADI

Contact Details

Address	NEAR GURUDWARA VPO GHAWADI DIST. LUDHIANA PUNJAB PIN 141206. View on Map
City	LUDHIANA
District	GHAWADI
State	PUNJAB
Contact	2852177

How to Use This IFSC Code

For NEFT Transfers: Use IFSC code UBIN0540609 when adding Union Bank of India GHAWADI as a beneficiary.

For RTGS Transfers: Enter this IFSC code in the beneficiary bank details section for same-day transfers.

For IMPS Transfers: Provide this IFSC code along with account number for instant money transfer.

Verified June 2026

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