What is the IFSC code for Union Bank of India LUDHIANA?

The IFSC code for Union Bank of India LUDHIANA located in LUDHIANA, PUNJAB is UBIN0904805. This code is used for NEFT, RTGS, and IMPS bank transfers.

How do I use IFSC code UBIN0904805?

To use IFSC code UBIN0904805, enter it when adding Union Bank of India LUDHIANA as a beneficiary in your online banking or during fund transfers via NEFT, RTGS, or IMPS.

What is the MICR code for this branch?

MICR code information is not available for this branch.

Union Bank of India - LUDHIANA

LUDHIANA, PUNJAB

IFSC Code

UBIN0904805

Valid for NEFT, RTGS, IMPS

MICR Code

N/A

Bank Name

Union Bank of India

Branch Name

LUDHIANA

Contact Details

Address	SCO34 FEROZ GANDHI MARKET, PAKHOWAL ROAD, LUDHIANA 141001 View on Map
City	LUDHIANA
District	LUDHIANA
State	PUNJAB
Contact	+911612400325

How to Use This IFSC Code

For NEFT Transfers: Use IFSC code UBIN0904805 when adding Union Bank of India LUDHIANA as a beneficiary.

For RTGS Transfers: Enter this IFSC code in the beneficiary bank details section for same-day transfers.

For IMPS Transfers: Provide this IFSC code along with account number for instant money transfer.

Verified June 2026

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