What is the IFSC code for Axis Bank PHULLANWAL ,PUNJAB?

The IFSC code for Axis Bank PHULLANWAL ,PUNJAB located in LUDHIANA, PUNJAB is UTIB0000196. This code is used for NEFT, RTGS, and IMPS bank transfers.

How do I use IFSC code UTIB0000196?

To use IFSC code UTIB0000196, enter it when adding Axis Bank PHULLANWAL ,PUNJAB as a beneficiary in your online banking or during fund transfers via NEFT, RTGS, or IMPS.

What is the MICR code for this branch?

The MICR code is 141211003, which is used for cheque processing.

Axis Bank - PHULLANWAL ,PUNJAB

LUDHIANA, PUNJAB

IFSC Code

UTIB0000196

Valid for NEFT, RTGS, IMPS

MICR Code

141211003

Bank Name

Axis Bank

Branch Name

PHULLANWAL ,PUNJAB

Contact Details

Address	PAKHOWAL ROAD, PHULLANWAL DISTRICT LUDHIANA View on Map
City	LUDHIANA
District	PHULLANWALA
State	PUNJAB
Contact	Not Available

How to Use This IFSC Code

For NEFT Transfers: Use IFSC code UTIB0000196 when adding Axis Bank PHULLANWAL ,PUNJAB as a beneficiary.

For RTGS Transfers: Enter this IFSC code in the beneficiary bank details section for same-day transfers.

For IMPS Transfers: Provide this IFSC code along with account number for instant money transfer.

Verified March 2026

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